OptiNet FlowEnterprise Commission Engine.
OptiNet Flow connects to your existing payment infrastructure and automatically recovers the processing fees standard setups leave on the table — engineered for enterprise volume, at scale.
Compatible with
Real-time engine
See your savings, calculated live.
Move the slider to your monthly volume and watch the optimization engine model what it recovers — in real time, across every eligible transaction.
Eligible for businesses processing $50k+ / month
Recovery rate
0.3% – 1.5%
Annual recovery
$108K – $540K
Estimated monthly recovery
$9,000 – $45,000
Approximate reference only. Not every transaction qualifies for a saving — OptiNet Flow acts solely on transactions that have optimization potential, and always works on a best-effort basis. Actual recovery varies by case, volume and card mix.
How it works
Detect
Every transaction is read in real time, the moment it happens.
Optimize
Qualifying payments are restructured to unlock lower fees.
Recover
The saved difference lands right back on your platform.
Takes under 2 minutes — no commitment required.
The engine
Built to recover what standard processing leaves behind.
No dashboards to manage, no manual reconciliation. Once connected, OptiNet Flow runs the optimization end to end.
Commercial card optimization
We identify high-fee commercial-card transactions and optimize them automatically via Level 2 & Level 3 processing protocols.
Zero-cost optimization
Stripe processing fees reduced wherever optimization applies.
Zero-custody architecture
We never hold your funds — money routes straight to your account.
Recover lost revenue
Reclaim the micro-fees that compound across high-volume processing every month.
100% Free / Zero Cost
No monthly fees, setup costs, or hidden charges. We only get paid from the savings we actually recover — if there's nothing to recover, you pay nothing.
100% automated
Connect once and the engine runs automatically — recovered savings return to your account.
The difference
What you recover vs what you lose.
Every month without optimization is revenue you never get back.
Without OptiNet Flow
- ✕ The highest fees in the market on every commercial-card swipe
- ✕ Hidden micro-transaction fees pile up every single month
- ✕ Lost revenue you never recover
- ✕ Manual, unoptimized, no safety guard
With OptiNet Flow
- ✓ High-cost transactions automatically optimized
- ✓ Stripe fees reduced wherever optimization applies
- ✓ Up to 1.5% of your monthly volume recovered
- ✓ 100% automated, zero maintenance, zero-custody
The longer you wait, the more you leave on the table.
Across industries
What our clients say.
Real client feedback. To comply with enterprise NDAs, profiles are shared by role and business type only. Performance and volumes are verified.
Agency Partner
"Onboarding our portfolio was a zero-code decision. Giving our clients an immediate ~1% margin increase just by optimizing their Stripe backend makes us look like heroes."
Managing Director, Enterprise Commerce Agency
High-Ticket B2B
"Our average ticket is $600+ and interchange fees were eating us alive. Automated optimization saved us over $11,000 in month one. A zero-risk decision for our board."
VP of Finance, National Industrial Distributor
Enterprise Merchant
"We were losing huge margins on corporate cards. OptiNet Flow automated our transaction data in the backend, recovering thousands in net profit without altering our checkout stack."
CFO, 8-Figure Multi-Brand Group
Onboarding
Live in under two minutes.
Complete the form
Tell us about your store — about 30 seconds.
Link your account
Securely connect your platform in a single click.
All set
The engine starts recovering fees automatically.
Questions
Frequently Asked Questions
What percentage do you take?+
Our engine calculates and divides the percentage automatically based on your specific transaction mix, monthly volume, and card types. Because a wholesale B2B operation and a high-volume business unlock entirely different savings margins, the split adapts dynamically to your payment architecture in real-time.
Is it free?+
Yes. There are no monthly subscriptions or upfront software licensing fees. OptiNet Flow operates on a 100% performance-based model: we only retain a percentage of the actual savings our engine recovers. If your business doesn't save, you pay absolutely nothing for the infrastructure.
How does it actually reduce our processing fees?+
OptiNet Flow connects to your payment pipeline and automatically applies network-compliant optimization logic to eligible transactions, unlocking lower processing rates without altering your customer experience.
Do we need to change our current payment processor?+
No. OptiNet Flow is built to integrate with major enterprise payment infrastructure (including direct Stripe, Authorize.Net, and custom API setups).
Note: Closed aggregator setups like native Shopify Payments are not supported, as they restrict direct API-level transaction optimization.
What happens if an optimization cannot be applied?+
OptiNet Flow includes an automated fail-safe system. If a transaction isn't eligible for optimization, it routes seamlessly through standard processing. There is zero impact on checkout success rates or customer experience.
Have any more questions? Drop us a line and our integration team will get back to you shortly. Contact Support
Growth & Enterprise Access
Apply for Qualified Access
We onboard high-volume B2B merchants, growing brands, ERP partners, and enterprise accounts. Submit your details below; our team reviews eligibility for our optimization engine.
- ✓ Requires $50k+/mo in B2B or Corporate card volume (additional B2C supported)
- ✓ Optimized for US & Canada markets (Global merchants welcome)
- ✓ Zero-code integration via Stripe Connect
Refers specifically to your corporate/commercial-card transaction volume — not total business revenue.
Not quite at $50k/mo yet, but getting close? Contact us
Requirements and payment architecture review guided by our team.
Please complete every field above.
Confidential by default — your data is encrypted, never sold, and never shared.
You're in.
Our team will review your volume and activate your account. From there it runs on its own — you just watch the savings come back.
OptiNet FlowAutomated fee optimization, designed to maximize net margins.
Terms of Service & Privacy Policy · Contact
OptiNet Flow processes the information you submit solely to assess enterprise eligibility and to contact you about your application. We never sell your data. You can request access or deletion at any time by emailing info@optinetflow.com. See our Terms of Service & Privacy Policy for full details.
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